As an added convenience to our members, America’s First Federal Credit Union now offers CARFAX Vehicle History Reports at a Member’s discount. ... On 9/28 and 9/29, you can still use online banking to transfer payments or visit any branch.The Harland Clarke system will not allow you to order checks until you have spoken to a GTE employee. After the first order has been placed on our system, you will be able to use this site for future orders. To place a check order for the first time, please contact our Member Care Department at 813.871.2690 or toll-free at 1.888.871.2690.1Online Banking/Mobile App: We provide Online Banking and our mobile app to you for free; however, mobile and internet data charges may apply. Contact your service provider for details. 2Bill Pay: Must be used in conjunction with a GECU checking account. 3Zelle : U.S. checking or savings account required to use Zelle.Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, c ... Skip to content Call Center - 956.722.3971Manage your Bellco accounts 24/7 from your Online Banking dashboard: Balance your checking account. Make a loan payment. Transfer funds to your savings account. Evaluate your budget. Examine past and upcoming account activity. See interest credited to your Boost Checking account or certificate of deposit.Tampa Bay Federal Credit Union serving members changing financial needs since 1935. Offering a variety of financial services in the Tampa Bay Community. ... To enhance security in Online Banking we are moving to a text/phone-based authentication. Starting February 13, 2024, you will no longer receive an email to authenticate your account for ...Feb 27, 2024 · About this app. GTE Mobile seamlessly integrates your cards, payments and money management into an innovative experience, so banking is ultra-convenient, simple and fast. GTE Mobile also makes it super easy to replace and use a new credit card or debit card in seconds. Lost, stolen, damaged or fraud—you no longer have to call, visit a ... 2011 - GTE Federal Credit Union’s exclusive Member Advantage Program is introduced. 2012 - GTE Federal Credit Union becomes GTE Financial. 2012 - Online Banking and gtefinancial.org are revamped. 2013 - GTE Financial welcomes their 200,000th Member and introduces Deposit2GO. 2014 - Opens second Member Care Call Center in Bradenton. Introduces ... Heritage Online lets you manage your accounts, pay bills, transfer funds and more–24/7, all from your home computer. Heritage Online banking features include the ability to: Get current account information safely and securely. Set up email, text, and/or login alerts to monitor account activity. View transactions and easily download your ... Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. ACH Stop Payment Cancellation Form. ACH Stop Payment Form. Checking Account Reconciliation Form. Checking Stop Payment Form. Checking-Acct-Reconciliation-doc. Consumer ACH Origination Form. Courtesy Pay Form. Direct Deposit Request Form. Money Order and Official Check Stop Payment Form. At GE Credit Union, it’s all about you. That’s why we’ve created a place where loans are simple to qualify for, and rates are the lowest. Mortgages, refinances, auto loans, home equity loans and lines of credit--even free checking with direct deposit. We have visa debit and credit cards, a suite of online and mobile banking solutions and yes, we even have …Manage your accounts and pay your bills online 24/7. Online Banking. View accounts and loans. View transaction history. Make account transfers (within Eagle One Membership) View and print copies of cleared checks. Make loan payments. View e …Features and Benefits. Earn 10,000 points by spending $3,000 in the first 3 months. $0 Annual Fee. 3x points for purchase on gas, travel, and restaurants. 2x points for groceries and home improvement stores. 1x points for all other purchases. Fees. Our most current fee schedules are below. Member Schedule of Current Charges. Business Schedule of Current Charges. Safe Deposit Box Fee Schedule. Our most current fee schedules are below. Member Schedule of Current Charges. Business Schedule of Current Charges. Safe Deposit Box Fee Schedule.Louisiana FCU will help guide you through the online banking conversion. Louisiana FCU will help guide you through the online banking conversion. ... Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and ...BECOME A MEMBER. Never click on unsolicited links. Check for official website URL before entering your password or information. Don’t respond to suspicious texts, emails or calls. With America First online banking, you can access your accounts from your laptop, desktop, phone, or tablet.With myMcCoy Online Banking, you can view free Savvy Money Credit Scores, access free Bill Pay, send a receive money with Zelle®, and so much more. Online services include check balance, statement history, transfer funds and more with myMcCoy. Free for all members of McCoy Federal Credit Union.Purdue Federal Credit Union in Indiana offers valuable banking solutions including checking accounts, savings accounts, mortgages, credit cards, business solutions, student banking and much more. Bank online or visit one of our conveniently located branches in Lafayette, West Lafayette, Crown Point or La Porte, IN.ONLINE BANKING LOGIN Search. Routing No: 322078383 | NMLSR ID# 421486 | DMV (ELT)# K29. Find an ATM or Branch. Join. Why Join F&A; Digital Banking. Mobile Banking; Online Banking; ... F&A Federal Credit Union. 800-222-1226. Corporate Office | 2625 Corporate Place | Monterey Park, CA 91754. Whittier Branch | 13303 Hadley St | …Online banking means Fortera is here for you 24/7/365. Wherever you are, Fortera’s Mobile and Online banking tools can help you budget, manage your cards, set text alerts, pay bills, or just plain check your balance. Because sometimes, that quick reassurance is all you need. You keep going.Manage your accounts, cards, payments, and money with the GTE Mobile App. Download the app to access 24 hour banking, virtual card replacement, Apple Pay, Google Pay, and more features.Manage your Bellco accounts 24/7 from your Online Banking dashboard: Balance your checking account. Make a loan payment. Transfer funds to your savings account. Evaluate your budget. Examine past and upcoming account activity. See interest credited to your Boost Checking account or certificate of deposit.Online Banking, Contact Info, Hours, Phone, Locations, Reviews, and More for GTE Financial (Riverview, FL, 11480 US Highway 301 S)Barksdale Federal Credit Union. Online Banking makes it easier to manage your finances. Make transfers and loan payments, apply for a loan, get account balances, view and print check copies, print statements, receive email notifications on account balances and so … Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ... Explore GTE's wide variety of home loan solutions. Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area. Apply Online. Text or Call: 605.718.1818. Enroll in online banking services from Black Hills Federal Credit Union in SD, MT, and WY. Access and monitor your accounts anytime, transfer funds and more.Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to …Your hard-earned funds are right at your fingertips. Log onto your laptop. Or fire up your smartphone. Wherever life takes you today, your Abound accounts are only a few seconds away with Online & Mobile Banking. Check balances, transfer funds, review transactions - and do it all safely with our state-of-the-art security measures.Online Banking. Insight Online is available for secure online banking whenever you are. All you need is a desktop connected to the Internet and your Insight Online User ID or Sign-On ID and password. ... Please refer to the usage agreement or list of standard Insight Credit Union service charges for details. P.O. Box 4900 Orlando, FL 32802-4900 ...Deposit checks anywhere, anytime with RBFCU Mobile Deposit ® and save a trip to a branch. Take photos and submit your check with the RBFCU Mobile app. Use a scanner or digital camera to deposit checks with your computer in Online Banking. Visit the Mobile Deposit page in your Online Banking account and follow the prompts to deposit a check.Our most current fee schedules are below. Member Schedule of Current Charges. Business Schedule of Current Charges. Safe Deposit Box Fee Schedule.GTE Financial offers various ways to access and manage your accounts online, on mobile, by phone, or in person. You can view your accounts, make transfers, pay bills, deposit …GTE Bill Pay lets you pay all your bills online, from any computer, 24/7/365, with your GTE Checking Account. You can save time and money, receive and pay eBills, use Zelle®, …Text or Call: 605.718.1818. Enroll in online banking services from Black Hills Federal Credit Union in SD, MT, and WY. Access and monitor your accounts anytime, transfer funds and more.Check out our step-by-step video guides to just about everything you can do with mobile* and online banking, from enabling notifications to changing your PIN and more. ... Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our ...You must also have your Direct Deposit tied to one of the accounts. Then, opt-in to receiving the paycheck early in Online Banking for only $3 per paycheck. How to Enroll. Step 1: Log in to Online Banking. Step 2: Choose which accounts you would like to opt-in to Early Paycheck for. Please note that you must have Direct Deposit going into the ...With cu@home Online Banking, you can manage your accounts from wherever, whenever you need to without setting foot into your branch. Less time banking and more time for you. Cu@home Online Banking is easy, convenient and safe. With cu@home Online Banking, you can check account balances, view account history, transfer funds, make loan …Tucoemas Federal Credit Union, in Tulare County, CA, offers our members attentive, personalized service, a range of personal banking services, great rates on auto loans, mortgages, credit cards, personal loans and more. Find a branch or ATM, bank online or learn more about us. Credit Union NMLS #487815Digital Banking ShelleyP 2023-01-24T15:31:38-05:00 Access at your fingertips REV Mobile Banking allows you to easily view your account balances, review transaction history, transfer funds, deposit checks, pay loans and bills as well as find ATMs and branch locations while on the go!Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loan, mortgages*, credit cards and more. Bank online, in any central NY branch, or call …Solid Financials: The 9 th largest credit union in Florida; Members: Proudly serves over 234,000 loyal members. Team Cohesion: Over 510 dedicated employees as of 2024, ... To log into online banking for GTE Financial, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner. ...Our most current fee schedules are below. Member Schedule of Current Charges. Business Schedule of Current Charges. Safe Deposit Box Fee Schedule. Choose from 4 Amazing Checking Accounts, built with you in mind! Serving Tampa Bay since 1935, with 23 locations and over 30,000 FREE ATMs, we’re a not-for-profit financial institution focused on friendly, member service and giving back to the community! One of the largest credit unions in the nation in terms of membership, over 250,000 ... Register for Online Banking, by accessing our Enrollment Form and create your own username and password. Member number, SSN, Date of Birth, Address, and an Email Address are required to complete the registration. If you are in need of assistance, please contact us at 334.598.4411.Pay bills quickly & conveniently. Bill Pay – Pay rent, utilities, credit card, loan payments, mortgage, and other bills. Zelle – Send and receive money from almost anyone with just a mobile number or email address. Paperless Statements – Digitally access up to 2 years of statements. Account Alerts – Monitor finances, avoid overdrafts ...If you need assistance setting up or accessing your accounts through Online Banking, we’re here to help! Give us a call at 800.856.7328, chat with us online or stop by your local branch.Suncoast Credit Union Top Rated with 4.9 stars and thousands of reviews. Online Banking. Services you once had to visit a location for are now available online. 30,000 FREE ATMs. Find the nearest one in the app, online, or by texting your zip code to 91989. FREE Value. Zelle®, Bill Pay, Mobile Deposit, Text Banking, Balance Alerts, and More. Basically, GTE’s online Bill Pay works the exact same way…but with major benefits! Login to GTE Online Banking and complete enrollment. To access Bill Pay, please click on ‘Bill Pay’ under ‘Additional Services’ in the main navigation. Once you are on the Bill Pay page, use the top navigation to ‘Add a Bill’ (this is where you ... GTE Financial Kennedy Boulevard Branch 4202 W Kennedy Boulevard Tampa, FL 33609 ( Map) Phone Number: (813) 414-6768. Toll-Free: Website: Visit Website. Online Banking:Personal Online Banking Features. See balances on checking, savings, loans and lines of credit. Review transactions. Transfer funds. Pay any person or business on a one-time, future-dated, or recurring basis. View checks and deposits posted to your account. Budget and manage your personal finances. Update an address or phone number.Your hard-earned funds are right at your fingertips. Log onto your laptop. Or fire up your smartphone. Wherever life takes you today, your Abound accounts are only a few seconds away with Online & Mobile Banking. Check balances, transfer funds, review transactions - and do it all safely with our state-of-the-art security measures.Experience seamless banking at your fingertips with our secure, convenient, and state-of-the-art online banking, accessible 24/7. Check Balances. Transfer Funds. Make Payments. View every share and loan. you're attached to at a glance, and get more detail with a click. Move money between your.Access 24 Telephone Banking. Make transfers with a touch-tone phone. Our Voice Response System allows you to make credit union transactions by using a touch-tone phone, along with your account number and your personal four-digit authorization code (which can be obtained by calling Member Services at 409-722-1174). Access 24 Phone … Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. You can join GTE Financial through our non-profit educational financial club, CU Savers. If you share in the desire to reach common financial goals, joining CU Savers for a one-time $10 membership fee qualifies you for credit union membership. Banking anywhere you are is easy with MMFCU’s Mobile App. Similar to Online Banking, you can manage your accounts 24/7 with just your mobile phone! With additional online services that allow you to deposit a check into your account from anywhere, transfer funds and even monitor your credit score! Credit Union Banking Anywhere. Bill Pay is a free service within Online Banking that allows you to pay all your bills securely and quickly. Login to Online Banking, click Bill Pay in the main navigation, and then add a biller. Instead of writing checks or logging into multiple sites, you simply select a Pay Date in Bill Pay, and your payment is guaranteed to arrive on time. DFCU offers online banking, including access to checking and savings accounts, money transfers, auto payments, and managing finances. Become a Member ... Call Dirigo Federal Credit Union at 1.800.281.5435 and speak with a Member Support Specialist to unlock your digital banking account or reset your password by clicking the Forgot Password link ... Enjoy Instantly Easy Banking with a GTE Checking Account. Open a checking account and get a free debit card, access to Zelle, Mobile Deposit, Bill Pay and much more! LEARN MORE. Grow your savings as big as your goals with one of GTE Financials savings products including: traditional savings account, share certificates and high yield money markets. Scranton, PA, December 12th, 2023 - NET Credit Union recently donated $20,000 to their 2023 charity recipient, Camp Freedom. All funds raised from the 10th Annual NEToberfest Golf Tournament at Blue Ridge Trail Golf Club, as well as donations through our branches,...Connect with an expert: Request an Appointment. Call (218) 829-0371. Find a location. Online Banking allows you to manage money just as if you were at one of our locations. Check account balances, transfer funds, or even pay bills. Basically, GTE’s online Bill Pay works the exact same way…but with major benefits! Login to GTE Online Banking and complete enrollment. To access Bill Pay, please click on ‘Bill Pay’ under ‘Additional Services’ in the main navigation. Once you are on the Bill Pay page, use the top navigation to ‘Add a Bill’ (this is where you ... With over 75 years of stellar service under our belt, Keesler Federal Credit Union is not only the largest Mississippi-based credit union, but also one of the largest credit unions in the Southeast. ... Explore Keesler Federal Online & Mobile Banking. Keesler Federal is the Official Credit Union of the New Orleans Saints & Pelicans. Quick Links ...With over 75 years of stellar service under our belt, Keesler Federal Credit Union is not only the largest Mississippi-based credit union, but also one of the largest credit unions in the Southeast. ... Explore Keesler Federal Online & Mobile Banking. Keesler Federal is the Official Credit Union of the New Orleans Saints & Pelicans. Quick Links ... ACH Stop Payment Cancellation Form. ACH Stop Payment Form. Checking Account Reconciliation Form. Checking Stop Payment Form. Checking-Acct-Reconciliation-doc. Consumer ACH Origination Form. Courtesy Pay Form. Direct Deposit Request Form. Money Order and Official Check Stop Payment Form. Simply register for My Credit Score, a free service available to Cinfed members within Digital Banking. My Credit Score provides the same credit score information as many paid services and allows you to: Download your credit report anytime, anywhere; ... Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH 45209 (513) 333-3800 Routing …STAY CONNECTED. Online Banking is an easy way to manage your account whenever, wherever you would like. With Online Banking, your computer can become your own private branch. Feel free to call us at 419-334-4434 with any questions. Fremont Federal Credit Union's online banking is a easy way to manage your account whenever, … GTE Federal Credit Union d/b/a GTE Financial and its affiliates and service providers will maintain reasonable safeguards to protect the information from unauthorized disclosure or use, but reserve the right to use and disclose this information as reasonably necessary to deliver Online Banking and as otherwise permitted by law, including ... Simply register for My Credit Score, a free service available to Cinfed members within Digital Banking. My Credit Score provides the same credit score information as many paid services and allows you to: Download your credit report anytime, anywhere; ... Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH 45209 (513) 333-3800 Routing …The APR will be determined by your credit worthiness. Qualifying RV and Watercraft loans with a balance of $50,000 and greater are subject to a .50% higher rate. Qualifying RV and Watercraft loans with a balance of $100,000 and greater are subject to a 1.00% higher rate.Anywhere. Manage your money anytime with FCU Anywhere Online and Mobile Banking. You can check your balances, make a transfer, pay bills, deposit a check, access your statements and so much more - all from your computer, tablet or smartphone. Login Register for Online Banking.Once you enroll in Online Banking, enjoy the advantages of mobile banking.* The Homebase Credit Union app is available for smart phones and tablets. ... (Monday thru Friday by 3 pm, excluding Federal Reserve Holidays). Checks deposited before 3:00 pm Monday-Friday (except holidays), if accepted, may be available after 6:00 pm on that …Online Banking or Mobile Banking. ... Providence Federal Credit Union is not responsible for the content provided on our partners site. If you have any problems or concerns, please call us at (503) 215-6090 or toll free at (888) 849-5189. Come back and visit us anytime! ... GTE Financial (Kennedy Boulevard Branch) Service Status. Find the service status of online banking, mobile app, and the Kennedy Boulevard Branch location at 4202 W Kennedy Boulevard. Report outages you're experiencing, including login issues and traditional services like ATM or telephone. Is GTE Financial down? Is GTE Financial app down? Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. Transfer the Balance to a NEW MMFCU Credit Card for 0.00%APR for the first 12 months. Mid Minnesota Federal Credit Union credit cards have options that provide rewards, give you points for shopping local, and an opportunity to build your credit score, all …Register for Online Banking, by accessing our Enrollment Form and create your own username and password. Member number, SSN, Date of Birth, Address, and an Email Address are required to complete the registration. If you are in need of assistance, please contact us at 334.598.4411.With Redstone’s online banking, you can do more with your money when it’s convenient for you. Manage. Account. View your account balance and activity. Review cleared checks (within the last 12 months) Open or upgrade an account (savings, checking, certificate, or money market account) Reorder your personalized checks. Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. Manage your accounts and pay your bills online 24/7. Online Banking. View accounts and loans. View transaction history. Make account transfers (within Eagle One Membership) View and print copies of cleared checks. Make loan payments. View e …Once you enroll in Online Banking, enjoy the advantages of mobile banking.* The Homebase Credit Union app is available for smart phones and tablets. ... (Monday thru Friday by 3 pm, excluding Federal Reserve Holidays). Checks deposited before 3:00 pm Monday-Friday (except holidays), if accepted, may be available after 6:00 pm on that …Get the Best in Credit Union Digital Banking With SAFE’s state-of-the art online and mobile banking services, you can enjoy the latest banking technology right at your fingertips with streamlined security, bill pay, and innovative features that make accessing your accounts easy. Easy 24/7 access, security features & convenient money … Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking.
Text or Call: 605.718.1818. Enroll in online banking services from Black Hills Federal Credit Union in SD, MT, and WY. Access and monitor your accounts anytime, transfer funds and more.. Flights from london to lax
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Connect outside accounts with a simple authentication. Keep track of balances, transactions, interest rates, and more. Search by keyword or amount, account, or date to quickly find specific entries. Tax deductible transactions can be marked throughout the year and filtered for easy access come tax time.Features and Benefits. Earn 10,000 points by spending $3,000 in the first 3 months. $0 Annual Fee. 3x points for purchase on gas, travel, and restaurants. 2x points for groceries and home improvement stores. 1x points for all other purchases.The Harland Clarke system will not allow you to order checks until you have spoken to a GTE employee. After the first order has been placed on our system, you will be able to use this site for future orders. To place a check order for the first time, please contact our Member Care Department at 813.871.2690 or toll-free at 1.888.871.2690.Explore GTE's wide variety of home loan solutions. Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area. Apply Online.Overview. Established in 1935, GTE Financial proudly calls Tampa, Florida home. For over 89 years, GTE Financial has been a trusted financial partner, boasting a network of 24 branches and 22 ATMs across the country.. As the 9 th largest credit union in Florida GTE Financial stewards over $2.97 Billion in assets and proudly serves over 234,000 loyal …Advice for your ahead. We recommend that all of your online banking and bill pay needs are completed through Suffolk Credit Union's secure online banking portal. Online banking with the mobile app from Suffolk Credit Union in Long Island, NY offers bill pay, account alerts, budget tools and eStatements. Enroll now.Online banking means Fortera is here for you 24/7/365. Wherever you are, Fortera’s Mobile and Online banking tools can help you budget, manage your cards, set text alerts, pay bills, or just plain check your balance. Because sometimes, that quick reassurance is all you need. You keep going.Overview. Established in 1935, GTE Financial proudly calls Tampa, Florida home. For over 89 years, GTE Financial has been a trusted financial partner, boasting a network of 24 branches and 22 ATMs across the country.. As the 9 th largest credit union in Florida GTE Financial stewards over $2.97 Billion in assets and proudly serves over 234,000 loyal … Security and privacy features available at the GTE Financial website may not be available on this other website. ProceedCancel. With GTE Online Banking you can view your accounts, make transfers, pay bills, Zelle, download statements, and more! Enroll today to start enjoying the convenience of 24/7 banking. Bossier Federal has launched a new, enhanced online and mobile banking experience to make managing your money faster and easier, with features like: Fresh, new look making online banking easier to use. Up-to-the-minute account balances and transactions. Credit score access, credit report monitoring, and real-time credit alerts.GTE Financial offers various ways to access and manage your accounts online, on mobile, by phone, or in person. You can view your accounts, make transfers, pay bills, deposit … Choose from 4 Amazing Checking Accounts, built with you in mind! Serving Tampa Bay since 1935, with 23 locations and over 30,000 FREE ATMs, we’re a not-for-profit financial institution focused on friendly, member service and giving back to the community! One of the largest credit unions in the nation in terms of membership, over 250,000 ... Bill Pay is a free service within Online Banking that allows you to pay all your bills securely and quickly. Login to Online Banking, click Bill Pay in the main navigation, and then add a biller. Instead of writing checks or logging into multiple sites, you simply select a Pay Date in Bill Pay, and your payment is guaranteed to arrive on time. .