Tesla insurance reddit - Insurance premium jumped up 25%. So my auto I nsurance for 2024 is up for renewal and I noted about 25% jump in the premium without any claims or change in drivers or location etc. Holy mother of god - my auto insurance is now double my homeowners insurance despite the car being a year older. Anyone else experienced this?

 
Just checked the rates here in BC. The model Y is ~1300/yr for collision/comp/2M liability and other EV's are about $700. Broker says Telsa's have a much higher accident rat (partially due to over reliance on self-driving tech) and cost more to repair. This is on top of Basic insurance of ~750/yr. 24 upvotes · 74 comments.. Dispatch delivery driver

I have a DUI on record and pay around $125 a month for two vehicles combined. I was with Allstate prior to changing to Tesla Insurance to cover my Model 3 and a Jeep Cherokee. Allstate was $230, Tesla Insurance is $130. 3 and Y are $40-60k vehicles, not $100k, it absolutely should not cost $300-700 a month to insure. Pros: I switched because my premiums were much cheaper. By comparison they were cheaper by about 35% with a 90 safety score. I was actually able to get higher coverage for rentals / liability so even still it was a 35% savings. After driving for about a month I've gotten my safety score up to 97. They are giving me another 35% savings. If you're younger, it could be the reason it's so much even if your record is clean. That being said, the Tesla insurance quote for me was a bit more than what I'm paying now, but not nearly what your quote is. For comparison, my 2021 M3LR is about $142/mo with a $1k deductible and coverage limits of $300/500k at 12k miles per year. Crafty_One_4131. • 3 mo. ago. I purchased a Tesla Insurance policy because the quotes I got from traditional insurers here in California were outrageously high. The rate I am paying on my 2023 Model 3 is comparable to what I was paying for my previous, non-electric vehicle. The problem is there is no customer service. The only reason I’m really considering tesla insurance is because my rates from statefarm and Geico are 300+, not sure if I can afford insurance in that range but I also don’t want to be in a dire situation where my insurance isn’t doing it’s job. My experience with Tesla insurance was negative mainly due to the safety score. Tesla insurance. How much is everyone’s Tesla insurance, looking to get a base model 3 and was looking for an estimate, I know age and past driving also have a factor. Don't even bother asking other people. Too many variables, even beyond age and driving history. There are people here paying $60 a month and people here paying $600 a month. Banned from Tesla Loaner Program - Accused of damage they found 60 days later. 254. 114. r/TeslaLounge. Join. Just want to make sure I haven’t missed any options. I know Tesla’s are luxury vehicles so the insurance isn’t cheap, but for example a 6 year old Tesla Model S P100D valued at about $56K costs $4600 to insure for a year. I could see if it was at the almost $200k new price then that would make sense, but almost 10% of the value for 1 year.The Tesla Model Y is the latest addition to the Tesla family, and it’s quickly becoming one of the most popular electric vehicles on the market. With its sleek design, advanced tec...To: 2023 MY + 2022 MX Plaid will be $2,183.30 (6 month) u/Execution23 Here are the coverage details: Farmers. Vehicle Information. Year/Make/Model Coverage Deductible Limit: 2022 Tesla Model X Elec 4X4 High Cap. Comprehensive Deductible: $1,000.Got similar rates as you from Tesla. Edit. And decent coverage amounts (500/250) retiredballer. • 3 yr. ago. We have Connect from Costco, it was significantly less expensive than Tesla insurance. Hope we don’t have to use it but I didn’t see any anomalies that would make Tesla insurance better…. 3. [deleted]I replaced my 2011 BMW Z4 with the Tesla Y Performance 2 months ago and the Tesla was cheaper. My Progressive insurance on the Tesla is $327 per 6 months. Cheapest of all the cars on my policy (2010 Honda Civic $329, 2011 Toyota Highlander $341, 2014 BMW X5 $477, and a 2015 Honda Civic $414). 2 adults and 2 college kids, $500 deductible.The Tesla Model 3 is one of the most advanced electric cars on the market today. It’s a sleek, stylish, and efficient vehicle that has revolutionized the way we think about electri...Feb 13, 2567 BE ... A $300,000 CSL is pretty good coverage, and likely the lowest that you would need if you were leasing the vehicle verse financing it. Good rule ...It is stated in Tesla site, Live Camera is end-to-end encrypted and cannot be accessed by Tesla. This feature is available on iOS and Android devices with Tesla app version 4.2. 1 or higher and requires Premium Connectivity. Live Camera is not available on Model S and Model X vehicles produced 2012-2020.Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...Tesla insurance General I apologize if this has been asked here before. My insurance with progressive is about to get renewed and it’s gone up 30%. ... This is the Reddit community for EV owners and enthusiasts. Join and Discuss evolving technology, new entrants, charging infrastructure, government policy, and the ins and outs of EV ownership ...Tesla's factory bumper to bumper warranty will cover it as soon as the service manager spends all of 10 seconds in the parking lot confirming no impacts along the crack. At which point they will make a service appt for you after ordering the glass and you will get a free windshield! Ask me how I know all this 🤷🏽‍♂️. Bibout182.The Tesla Model 3 is one of the most popular electric cars on the market today. It’s a sleek, stylish, and efficient vehicle that offers a variety of features and benefits. The Tes...Many assumed the automaker was bluffing, with some on Reddit and other forums saying Tesla would not pursue its threat of a $50,000 penalty for people caught reselling, but it … Recommended insurance for Colorado. My Tesla model 3 is set to arrive between Feb and March. I've been shopping around for insurance but the quotes seem kind of high, approx $400-$550/month depending on the provider. I'm not totally sure what to expect though this did seem slightly higher than I had anticipated. The Tesla Model 3 is one of the most advanced electric cars on the market today. It’s a sleek, stylish, and efficient vehicle that has revolutionized the way we think about electri...Tesla insurance won't ding you for blowing through that yellow at 150mph in a school zone on an icy day, but tap your brakes instead of regen braking and you're on notice. ... This is the Reddit community for EV owners and enthusiasts. Join and Discuss evolving technology, new entrants, charging infrastructure, government policy, and the ins ...Tesla car insurance. Tesla Insurance is known for its telematics-based car insurance, meaning that real-time driving behavior plays an integral role in calculating car … Tesla Insurance Service. 12832 S Frontrunner Blvd. Draper, UT 84020. When mailing your payment, you must include your policy number with the payment. Your coverage will start when payment is received. If your payment is not received in a timely manner, your policy may be canceled. Back to Top. The Tesla Model 3 is one of the most advanced electric cars on the market today. It’s a sleek, stylish, and efficient vehicle that has revolutionized the way we think about electri...Final Cost. With coverage for $3,000,000 liability, with $300 deductibles for collision and comprehensive coverage, my optional insurance cost just $535.06. When you add in my basic insurance through ICBC at $652.00, my total insurance cost comes out at $1,187.06, or approximately $98.92 per month. How much do you pay for your …How safely you drive. Real Time Insurance uses Safety Score Beta to quantify how safely you drive. Your premium is based on a mile-weighted average of the daily Safety Scores over the last 30 days. At the end of every trip, you will get real time feedback on your driving behaviors, and your Safety Score will be updated. To: 2023 MY + 2022 MX Plaid will be $2,183.30 (6 month) u/Execution23 Here are the coverage details: Farmers. Vehicle Information. Year/Make/Model Coverage Deductible Limit: 2022 Tesla Model X Elec 4X4 High Cap. Comprehensive Deductible: $1,000. Jun 1, 2022. #1. First accident and it is impossible to speak to the claims adjuster. I've texted, emailed and been on hold for now close to 2 hours. I am thinking that the money saved on Tesla Insurance may not be worth the aggravation. Would be curious to hear about anyone else's experience dealing with a claim.Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable energy. They produce vertically integrated electric vehicles, batteries, solar, and AI software and hardware solutions. 2.5M. Top 1%.Yes the market is out of wack and yes a Tesla leased car could be worth more than the buyout but this is partially due to the insane used car market but this should correct and with Tesla bringing back leased cars this also correct the used car worths. so. im leasing one myself. I've done the math and all.If you’re considering a switch to solar energy, you’ve probably heard about Tesla’s innovative solar tiles. Designed to seamlessly integrate with your home’s architecture, these ti...The original and largest Tesla community on Reddit! An unofficial forum of owners and enthusiasts. See r/TeslaLounge for relaxed posting, and user experiences! Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable ...Multi-Car Discount - You have more than one vehicle insured under the same policy with Tesla Insurance. This discount will be applied to qualified customers automatically. Autopilot Discount - The vehicle has qualifying autonomous features. This discount will be applied to all Tesla vehicles automatically.2018 Tesla Model 3 RWD and a 2022 Tesla Model 3 Performance. GEICO - $2301 6mo premium ($383/mo) USAA - $1362 6mo premium ($227/mo) Tesla - $426 6mo premium ($71/mo) I made sure to have the same options on all policies to compare them equally. There are a few slight differences between policies just because the way the insurance …Tesla insurance sent me a letter saying they are unable to cover any of the repairs to her car, and that I must pay $2,904.24 for property damage. ... aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r ...In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...If you have Tesla insurance - or some other auto insurance - your umbrella provider can’t guarantee you keep the necessary liability limits active to balance the risk/cost. For example, you could tell Amica that Tesla offers you 300/300 auto protection, and Amica agrees to insure you for a $1m umbrella. Tesla would be the primary, paying 300k ...Tesla Insurance emailed me to let me know they can’t bill my card and asked me to call in (which is odd, it hasn’t expired). I updated my card via the app but that didn’t seem to trigger an attempt to bill me. It seems that my only option is to call. I’ve tried calling for days, the wait is always this long just to get connected to an ...Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable energy. They produce vertically integrated electric vehicles, batteries, solar, and AI software and hardware solutions. Show more.1. WorldlyOriginal. • 9 mo. ago. That's exactly the beauty of Tesla Insurance's telematics-based model. It ONLY cares about the nature of the driving of the vehicle. Its mileage, safety score, etc. Driver-related factors like age, prior history, credit score, gender, etc. are irrelevant. IMO it's a much more fair way to assess risk, assuming ... According to the filing, Tesla is planning to launch their real-time insurance program, which considers certain metrics such as Hard Braking and Forward Collision Warnings (FCW) to calculate a real-time Safety Score. That Safety Score then determines your monthly premium. The filing shows the program has a proposed effective date of November 15 ... Pros: I switched because my premiums were much cheaper. By comparison they were cheaper by about 35% with a 90 safety score. I was actually able to get higher coverage for rentals / liability so even still it was a 35% savings. After driving for about a month I've gotten my safety score up to 97. They are giving me another 35% savings. Open comment sort options. I pay ~$100 for my insurance. $330/mo seems outrageous. I pay 83 dollars per month , I have Connect by Ameriprise which I got thru my Costco membership. We also have Connect through Costco. Got a minor hit and run that needed some body work.Questions about Tesla insurance coverage Hey guys! I was hit by a Tesla the other day who was covered by Tesla Insurance. ... Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U.S. and International, Federal, State, or local. The IRS is experiencing significant and extended delays in processing ...Aug 11, 2023 · Your score at the end of the month determines the cost of your premium for the next month. Insurance using Tesla’s real-time driving behavior technology is not available in California. Tesla claims the average driver could save between 20%-40% on their premium depending on their Safety Score, and the safest drivers could save up to 60%. May 21, 2566 BE ... Best ones are, Progressive/Costco connect. Paid around 118$/ with Costco (My self) Switched to Progressive, paying around 73$ ( ...Feb 13, 2567 BE ... A $300,000 CSL is pretty good coverage, and likely the lowest that you would need if you were leasing the vehicle verse financing it. Good rule ...Around the Portland area in Oregon. My insurance on my 2009 Subaru was $60 a month, with the new Tesla it went up to $77 a month. We bundle two cars and home insurance through State Farm. It's probably really cheap for us because we have been with state farm for about 20 years and haven't had a ticket/accident in almost a decade.The Tesla Model Y is the latest addition to the Tesla family, and it’s quickly becoming one of the most popular electric vehicles on the market. With its sleek design, advanced tec...Tesla Insurance Pros and Cons. Tesla Insurance Plans and Offerings. Tesla Insurance Pricing. Tesla Insurance Financial Stability. Tesla Insurance Accessibility. Tesla … There has to be a reason they are denying liability. Tesla insurance is denying liability because it’s not their drivers fault. Why would they pay to fix their car, it’s her and her insurance responsibility to fix the car they damaged. Way they worded it sounds like Tesla insurance is their carrier. Around the Portland area in Oregon. My insurance on my 2009 Subaru was $60 a month, with the new Tesla it went up to $77 a month. We bundle two cars and home insurance through State Farm. It's probably really cheap for us because we have been with state farm for about 20 years and haven't had a ticket/accident in almost a decade.Feb 21, 2566 BE ... SoCal, $191/Month, 15 Year Driver, 100/300 Coverage, $500 Collision Deductible/$100 Comprehensive, Clean Record, 22LR. In AZ male 30 yo. Before Tesla released their insurance in AZ I was with Progressive for about 190/month. Next best quote I found was State Farm at around 240/month…. Everyone else was quoting some laughable rates. Now with Tesla I’m at less than 100/month (with above average coverage) with a 95 Safety score. Jan 3, 2567 BE ... Tesla insurance is $138 a Month. Meanwhile Geico wants $242 for the same coverage. I guess it also depends on where you live.May 17, 2566 BE ... It's Reddit where the facts aren't important ... did you ever have non tesla car or non tesla insurance prior? ... insurance agent than can find .....Tesla Insurance Pros and Cons. Tesla Insurance Plans and Offerings. Tesla Insurance Pricing. Tesla Insurance Financial Stability. Tesla Insurance Accessibility. Tesla … The original and largest Tesla community on Reddit! An unofficial forum of owners and enthusiasts. See r/TeslaLounge for relaxed posting, and user experiences! Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable ... May 17, 2566 BE ... It's Reddit where the facts aren't important ... did you ever have non tesla car or non tesla insurance prior? ... insurance agent than can find .....Experience with Tesla's insurance. Automotive. I'm considering switching to Tesla's insurance ($296 with Allstate vs. $118 with Tesla), but I'd like to know what their end-to-end customer …Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni... In this case, though, Tesla does not currently handle the claim directly. It uses Crawford & Co, so it's not Tesla avoiding you or anything, but the adjusters at that company until Tesla finalizes its insurance service and then brings it under the Tesla umbrella and rolls it out at a wider scale. Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ...May 27, 2564 BE ... $800 every 6 months for a 2018 Model S 75D with progressive.OP - looks like you’re in California. get a hold of the California Department of Insurance and file a complaint. many years ago I had an unresponsive insurance company (not Tesla) and reached out since I was out of options and they got on the company and resolved it quickly.Tesla is a pioneer in the electric vehicle industry, known for its sleek designs and high-performance cars. With the advent of online shopping, Tesla has made it easier than ever t...Around the Portland area in Oregon. My insurance on my 2009 Subaru was $60 a month, with the new Tesla it went up to $77 a month. We bundle two cars and home insurance through State Farm. It's probably really cheap for us because we have been with state farm for about 20 years and haven't had a ticket/accident in almost a decade. The original and largest Tesla community on Reddit! An unofficial forum of owners and enthusiasts. See r/TeslaLounge for relaxed posting, and user experiences! Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable ... I did USAA for my Model Y as it was quite a bit cheaper than the Tesla insurance in CO. The Tesla insurance also monitors your driving habits... so YMMV. The entertaining part is my USAA premium dropped quite a bit when I replaced my BMW M240 with the MYP... so much faster. USAA $882.02 /6mon,. Tesla $578.29 /6mon. ADMIN MOD. Overpriced Insurance for Tesla in Ontario. I am in Ontario and I am getting quotes for 5000-5200 per year right now from insurance companies for my 2022 Tesla Model 3 Long Range. Feels like I’m getting price gouged. They are claiming the only factor is “the chip in the car is expensive to replace”.Dec 23, 2562 BE ... If an uninsured driver hits your car, or there is a hit and run, you're only covered for $3,500. I'd bump both of your property limits to $100k ...Experience with Tesla's insurance. Automotive. I'm considering switching to Tesla's insurance ($296 with Allstate vs. $118 with Tesla), but I'd like to know what their end-to-end customer …I have a premium insurance but no GAP included. My understanding is that the car value depreciates over time and the GAP insurance will cover if I was to total my car, still owe maybe 50k but insurance only covers partially then at least the bank won’t go after me for the rest. Just wondering if anyone would recommend to get the GAP insurance.Tesla insurance. Tesla insurance underwriting ratio has been 120 to 126%. The past year. I won’t be surprised if there premium double next year for everyone. Whenever there’s a post (on any subreddit, really) about insuring a Tesla, Tesla Insurance overwhelmingly is the recommendation since it’s the “cheapest”.Jul 19, 2566 BE ... As a general rule, your car is what is insured. You can drive any car out there, including your parents, and their insurance will cover you.On my Plaid S I was previously paying $360/mo with USAA (100k/300k with $1000 deductible), and now down to $159/mo with Tesla Insurance (500k/1MM with $500 deductible). Keep in mind that insurance varies a lot by state, driving history, among other factors. With a Plaid I’d also recommend ensuring you have proper coverage. Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable energy. They produce vertically integrated electric vehicles, batteries, solar, and AI software and hardware solutions. Tesla Insurance Issue. Got my VIN on 11/15! Tried purchasing Tesla insurance the last couple of days but the website says to wait for a delivery date to be scheduled. Got a text from Tesla today asking me to provide insurance details so they can move forward with scheduling a delivery date. Seems like a weird glitch that I can probably fix with a quick call.Next, tap ‘Tesla Insurance’ > ‘Manage’ > ‘Claims.’. For the most efficient experience, Tesla recommends that you submit claims via the Tesla app, but you can also speak with the Tesla Insurance Claims team at 1-844-34-TESLA (Monday through Friday 7:30 AM - 5 PM Pacific Time). How should I send documents or information to the Tesla ...4 days ago · Insuring a Tesla costs between $388 and $423 per month on average, depending on the model. However, Tesla’s insurance policies are a relatively new product, so limited information is available. The best way to determine your Tesla auto insurance price is to get a quote or use a quote-comparison tool to see multiple quotes side by side. SafeCo in Washington state. I moved back to TX from FL this week ($180/m in FL) and signed up for Tesla Insurance TX. When I lived in TX last year my insurance with Progressive and State Farm was like $100/m. Tesla Insurance default price with $500 deductible was $137/m, but after a few drives it went up to $370/m~ because of high …Tesla Insurance emailed me to let me know they can’t bill my card and asked me to call in (which is odd, it hasn’t expired). I updated my card via the app but that didn’t seem to trigger an attempt to bill me. It seems that my only option is to call. I’ve tried calling for days, the wait is always this long just to get connected to an ...

2018 Tesla Model 3 RWD and a 2022 Tesla Model 3 Performance. GEICO - $2301 6mo premium ($383/mo) USAA - $1362 6mo premium ($227/mo) Tesla - $426 6mo premium ($71/mo) I made sure to have the same options on all policies to compare them equally. There are a few slight differences between policies just because the way the insurance companies set ... . Cover page design

tesla insurance reddit

$83.58 per month for a 2021 Model 3 SR+. State Farm. 46 years old. 30+ years of driving. $500 deductible and I never make claims for things like windshields or other minor repairs--I consider insurance as a backstop for crashes, and making claims for a grand or two costs more money than it saves in the long run.progressive $448 = $75/month for two cars. connect via costco $509 PEMCO $700.28. rates for 6 months 22 tesla model 3 and old 2010 dodge grand caravan miles: 4500 annual on model 3 and 1000 on caravan no combo discounts renter of a home aiming for the below coverage. 250k/500k liability property damage about 10k personal injury protect : no ...May 17, 2566 BE ... It's Reddit where the facts aren't important ... did you ever have non tesla car or non tesla insurance prior? ... insurance agent than can find .....I reside in california so I’m going with the Tesla Insurance since it’s affordable, but they don’t offer rideshare. So I was wondering what other insurance company do you guys have to get that rideshare insurance policy? ... This is the Reddit community for EV owners and enthusiasts. Join and Discuss evolving technology, new entrants ...The original and largest Tesla community on Reddit! An unofficial forum of owners and enthusiasts. See r/TeslaLounge for relaxed posting, and user experiences! Tesla Inc. is an energy + technology company originally from California and currently headquartered in Austin, Texas. Their mission is to accelerate the world's transition to sustainable energy. …Just checked the rates here in BC. The model Y is ~1300/yr for collision/comp/2M liability and other EV's are about $700. Broker says Telsa's have a much higher accident rat (partially due to over reliance on self-driving tech) and cost more to repair. This is on top of Basic insurance of ~750/yr. 24 upvotes · 74 comments.Feb 13, 2567 BE ... A $300,000 CSL is pretty good coverage, and likely the lowest that you would need if you were leasing the vehicle verse financing it. Good rule ... In AZ male 30 yo. Before Tesla released their insurance in AZ I was with Progressive for about 190/month. Next best quote I found was State Farm at around 240/month…. Everyone else was quoting some laughable rates. Now with Tesla I’m at less than 100/month (with above average coverage) with a 95 Safety score. The original and largest Tesla community on Reddit! An unofficial forum of owners and enthusiasts. See r/TeslaLounge for relaxed posting, and user experiences! ... I’m here with Texas Tesla insurance and The false fsd frontal collision warnings make you pay more for insurance. Beta is beta so I don’t have a problem with that happening but I ...If you’re considering a switch to solar energy, you’ve probably heard about Tesla’s innovative solar tiles. Designed to seamlessly integrate with your home’s architecture, these ti...Progressive quoted me $350 for basic coverage. I’m paying $140 now with Tesla Insurance with much higher coverage. Every other provider quoted me ridiculous amounts, EXCEPT for AARP, Wawanesa, and Costco Insurance. So get quotes from Tesla Insurance and the above 3. Drop progressive. Use your saved cash to buy me a few drinks.May 17, 2566 BE ... It's Reddit where the facts aren't important ... did you ever have non tesla car or non tesla insurance prior? ... insurance agent than can find .....Tesla is a pioneer in the electric vehicle industry, known for its sleek designs and high-performance cars. With the advent of online shopping, Tesla has made it easier than ever t...baynole. • 3 yr. ago. You can shop around with RBC/TD some other companies for pretty cheap full replacement policy's. I think it was $2000 with TD for 5 years full replacement of car if in an accident. My insurance went up $40/month after I bought my model 3 I think it was because the car value was over 60k but I'm not too sure.baynole. • 3 yr. ago. You can shop around with RBC/TD some other companies for pretty cheap full replacement policy's. I think it was $2000 with TD for 5 years full replacement of car if in an accident. My insurance went up $40/month after I bought my model 3 I think it was because the car value was over 60k but I'm not too sure.May 27, 2564 BE ... $800 every 6 months for a 2018 Model S 75D with progressive.Tesla insurance was $3600 per year, did that for a month while I shopped around. Farmers came in around $4400 per year for 2 cars, both electric, the other an i3 which AAA was charging over $3000 per year on. So I concluded AAA hates EVs. Dodge hellcat was cheaper to insure (by less than $100) than the i3.progressive $448 = $75/month for two cars. connect via costco $509 PEMCO $700.28. rates for 6 months 22 tesla model 3 and old 2010 dodge grand caravan miles: 4500 annual on model 3 and 1000 on caravan no combo discounts renter of a home aiming for the below coverage. 250k/500k liability property damage about 10k personal injury protect : no ....

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